{"id":1786,"date":"2023-02-23T10:03:19","date_gmt":"2023-02-23T10:03:19","guid":{"rendered":"https:\/\/notarisnodig.nl\/property-mortgages\/appartement\/"},"modified":"2023-11-02T16:17:35","modified_gmt":"2023-11-02T16:17:35","slug":"apartments","status":"publish","type":"page","link":"https:\/\/notarisnodig.nl\/en\/property-mortgages\/apartments\/","title":{"rendered":"Apartments"},"content":{"rendered":"

[vc_row equal_height=”yes” el_class=”ipadl4col”][vc_column width=”2\/12″][\/vc_column][vc_column width=”4\/12″][vc_custom_heading text=”Key facts about
\nApartments<\/i>” use_theme_fonts=”yes” el_class=”blauwheader”][vc_column_text css=”.vc_custom_1698941786159{margin-bottom: 0px !important;}”]An apartment is the perfect solution for many house hunters, and the market for apartments in Nuenen and Eindhoven (where our offices are located) is a buoyant one. There\u2019s a lot to deal with when you purchase an apartment, particularly if you\u2019re a first-time buyer. Sch\u00e4fer Notarissen provides advice and assistance: we\u2019re here for you.<\/p>\n

The purchase agreement<\/strong><\/span>
\nFound your dream apartment? And had your bid accepted? Congratulations! You\u2019re almost the proud owner of your own living space.<\/p>\n

The verbal agreement made, however, is not legally valid. That\u2019s why the arrangements need to be set out in writing in a purchase agreement. If no estate agent is involved in the transaction to draw up the purchase agreement for you, Sch\u00e4fer Notarissen can be of service.<\/p>\n

What does buying an apartment involve?<\/strong><\/span>
\nA lot of apartments have been built in the Eindhoven region over recent years. They are the ideal solution for a growing population in this high-tech region. When you buy an apartment, you basically buy a part of the whole building. Dutch law talks about \u2018apartment rights\u2019 (appartementsrecht). In legal terms, you buy two things: joint ownership of the entire building and the right for you to use the apartment (your home) by yourself.<\/p>\n

This is legally arranged through the title deed which makes you the owner of your apartment and the \u2018deed of division\u2019 (Dutch \u2018splitsingsakte\u2019) in which the individual apartment rights have been created and the applicable regulations are laid down. The title deed is your proof of ownership. It states who the buyer and seller are. The deed of division will usually have been drawn up and signed at an earlier stage, before you became involved, so this is no longer required when you buy. This deed indicates which parts of the building are common areas and also contains the property division regulations, along with a code of conduct and rules relating to the Owners\u2019 Association (Vereniging van Eigenaren, commonly abbreviated to VvE).<\/p>\n

The Owners\u2019 Association<\/strong><\/span>
\nEvery owner of an owner-occupied apartment automatically becomes a member of the Owners\u2019 Association. This is required by Dutch law because you then own an undivided share in the building. The Owners\u2019 Association takes care of the maintenance of the building complex and saves money for this. Each owner pays a service charge towards maintenance. The property division regulations state how and how often the Owners\u2019 Association meets, and by how many votes a resolution can be approved.[\/vc_column_text][\/vc_column][vc_column width=”4\/12″ css=”.vc_custom_1667769090822{padding-top: 0px !important;border-radius: 10px !important;}” el_class=”radius”][vc_single_image image=”1431″ img_size=”full” el_class=”nomargin”][vc_column_text css=”.vc_custom_1698941826703{margin-bottom: 0px !important;}”]When do you officially own your apartment?<\/strong><\/span>
\nPurchase agreement signed and mortgage arranged? Great! But your apartment doesn\u2019t belong to you yet. To complete the purchase, you will need to go to a civil-law notary. When the purchasing costs are payable by the buyer (in Dutch: \u2018kosten koper\u2019), the buyer decides which notary will do the conveyancing. Many buyers in the Eindhoven region make their way to Sch\u00e4fer Notarissen.<\/p>\n

In the presence of the chosen notary, the buyer, seller and notary sign the deed of transfer<\/a>, which sets out the individual agreements made in the purchase agreement, among other things. The notary then enters the deed in the land registry and you become the official owner of your apartment.<\/p>\n

Buying an apartment with a partner
\n<\/strong><\/span>Are you and your partner buying an apartment together? Make proper arrangements with each other. You could use a cohabitation contract<\/a> and a will for this, for instance. A cohabitation contract contains the agreements you make about living together. A will sets out arrangements in the event of death. A good will often ensures that your partner will not have to pay inheritance tax if you die.[\/vc_column_text][\/vc_column][vc_column width=”2\/12″][\/vc_column][\/vc_row][vc_section full_width=”stretch_row” css=”.vc_custom_1667906616698{background-image: url(https:\/\/notarisnodig.nl\/wp-content\/uploads\/2022\/10\/back-grijs.jpg?id=12) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_row css=”.vc_custom_1667906698632{padding-top: 60px !important;}”][vc_column width=”2\/12″][\/vc_column][vc_column width=”8\/12″][vc_column_text el_class=”blauw aktemiddentext”]<\/p>\n

Finally found your dream apartment? Get things sorted. Sch\u00e4fer Notarissen \u2013 we\u2019re here for you.<\/p>\n

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