Mortgage

Have you found the house of your dreams? And do you have big plans for home improvements? And is a bank willing to provide the necessary finance? The next step is a mortgage deed, and that’s where Schäfer Notarissen can be of service.

Mortgage deeds for owner-occupied homes
Following consultations with your financial advisor or the bank, you sign a binding offer for the amount you want to borrow, the interest rate and any further conditions. In return, the bank will want a right of mortgage on your house. You agree to this by signing a mortgage deed in the presence of a civil-law notary. The notary prepares the mortgage deed based on the information you and the bank provide, and checks that all the details are correct and all the requirements set by the bank and Dutch law are met.

Mortgage deeds for home improvements
Planning some home improvements and need a bigger loan than is covered by your existing mortgage deed? If your bank has provided the additional loan, you can ask a civil-law notary to cancel the existing mortgage deed and draw up a new one. Alternatively, you can have an additional mortgage deed registered.

Signing the mortgage deed
The civil-law notary will invite you to come and sign the mortgage deed at our office in Eindhoven or Nuenen. Everything will be explained to you and you will have the opportunity to ask questions. We’re here for you, after all!

Only once the notary is satisfied that everything is clear, the deed is signed and is then entered in the land registry.